HomeCompareSCHD vs DRI

SCHD vs DRI: Dividend Comparison 2026

SCHD yields 3.46% · DRI yields 3.02%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 DRI wins by $432.31M in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →
DRI
DRI
● Live price
3.02%
Share price
$195.05
Annual div
$5.90
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$432.34M
Annual income
$406,525,727.38
Full DRI calculator →

Portfolio growth — SCHD vs DRI

📍 DRI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSCHDDRI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SCHD + DRI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SCHD pays
DRI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
DRI
Annual income on $10K today (after 15% tax)
$257.11/yr
After 10yr DRIP, annual income (after tax)
$345,546,868.27/yr
At 15% tax rate, DRI beats the other by $345,546,506.22/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SCHD + DRI for your $10,000?

SCHD: 50%DRI: 50%
100% DRI50/50100% SCHD
Portfolio after 10yr
$216.19M
Annual income
$203,263,076.66/yr
Blended yield
94.02%
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Analyst Conviction Gap

Where Wall Street is most bullish on DRI right now

SCHD
No analyst data
DRI
Analyst Ratings
38
Buy
20
Hold
1
Sell
Consensus: Buy
Price Target
$225.33
+15.5% upside vs current
Range: $200.00 — $265.00
Altman Z
2.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCHD buys
3
DRI buys
0
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSCHDDRI
Forward yield3.46%3.02%
Annual dividend / share$1.06$5.90
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%100%
Portfolio after 10y$29.0K$432.34M
Annual income after 10y$425.95$406,525,727.38
Total dividends collected$3.9K$430.43M
Payment frequencyquarterlyquarterly
SectorETFConsumer Discretionary

Year-by-year: SCHD vs DRI ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrDRI PortfolioDRI Income/yrGap
1← crossover$11,226$346.36$11,305$604.97$79.00DRI
2$12,572$357.38$13,375$1,278.36$803.00DRI
3$14,046$367.84$17,138$2,826.91$3.1KDRI
4$15,660$377.73$25,108$6,770.65$9.4KDRI
5$17,425$387.07$45,407$18,541.07$28.0KDRI
6$19,354$395.86$111,259$62,674.02$91.9KDRI
7$21,461$404.13$406,092$287,044.64$384.6KDRI
8$23,762$411.89$2,392,840$1,958,321.72$2.37MDRI
9$26,272$419.15$24,128,817$21,568,477.53$24.10MDRI
10$29,010$425.95$432,343,561$406,525,727.38$432.31MDRI

SCHD vs DRI: Complete Analysis 2026

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

DRIConsumer Discretionary

Darden Restaurants, Inc., through its subsidiaries, owns and operates full-service restaurants in the United States and Canada. As of May 29, 2022, it owned and operated 1,867 restaurants, which included 884 under the Olive Garden brand, 546 under the LongHorn Steakhouse brand name, 172 under the Cheddar's Scratch Kitchen brand, 85 under the Yard House brand name, 62 under The Capital Grille brand, 45 under the Seasons 52 brand name, 42 under the Bahama Breeze brand, 28 under the Eddie V's Prime Seafood brand name, and 3 under the Capital Burger brand; and franchised 60 restaurants comprising 35 under the Olive Garden brand, 18 under the LongHorn Steakhouse brand name, 4 under the Cheddar's Scratch Kitchen brand, 2 under The Capital Grille brand name, and 1 under the Bahama Breeze brand.Darden Restaurants, Inc. was founded in 1968 and is based in Orlando, Florida.

Full DRI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.