Is SCHD or EAT a better dividend investment in 2026?

SCHD currently yields 3.46% with a 13.05% 5-year dividend growth rate. EAT yields 1.46% with 5% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between SCHD and EAT?

SCHD has a forward dividend yield of 3.46% ($1.06/share annually). EAT yields 1.46% ($2.00/share annually). The yield gap is 2.00 percentage points.

Home › Compare › SCHD vs EAT

SCHD vs EAT: Dividend Comparison 2026

SCHD yields 3.46% · EAT yields 1.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $9.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

EAT

● Live price

1.46%

Share price

$136.69

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.9K

Annual income

$0.14

Full EAT calculator →

Portfolio growth — SCHD vs EAT

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SCHD	EAT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SCHD + EAT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SCHD pays

EAT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

EAT

Annual income on $10K today (after 15% tax)

$124.37/yr

After 10yr DRIP, annual income (after tax)

$0.12/yr

At 15% tax rate, SCHD beats the other by $361.94/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SCHD + EAT for your $10,000?

SCHD: 50%EAT: 50%

100% EAT50/50100% SCHD

Portfolio after 10yr

$24.5K

Annual income

$213.04/yr

Blended yield

0.87%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on EAT right now

SCHD

No analyst data

EAT

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$180.15

+31.8% upside vs current

Range: $145.00 — $210.00

Altman Z

4.3

Piotroski

8/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCHD buys

EAT buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSCHDEAT

Forward yield	3.46% ✓	1.46%
Annual dividend / share	$1.06	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0% ✓	-50%
Portfolio after 10y	$29.0K ✓	$19.9K
Annual income after 10y	$425.95 ✓	$0.14
Total dividends collected	$3.9K	$147.00 ✓
Payment frequency	quarterly	quarterly
Sector	ETF	Stock

Year-by-year: SCHD vs EAT ($10,000, DRIP)

Year	SCHD Portfolio	SCHD Income/yr	EAT Portfolio	EAT Income/yr	Gap
1← crossover	$11,226	$346.36	$10,773	$73.16	+$453.00 → SCHD
2	$12,572	$357.38	$11,564	$36.83	+$1.0K → SCHD
3	$14,046	$367.84	$12,392	$18.47	+$1.7K → SCHD
4	$15,660	$377.73	$13,269	$9.25	+$2.4K → SCHD
5	$17,425	$387.07	$14,202	$4.63	+$3.2K → SCHD
6	$19,354	$395.86	$15,199	$2.31	+$4.2K → SCHD
7	$21,461	$404.13	$16,264	$1.16	+$5.2K → SCHD
8	$23,762	$411.89	$17,403	$0.58	+$6.4K → SCHD
9	$26,272	$419.15	$18,621	$0.29	+$7.7K → SCHD
10	$29,010	$425.95	$19,925	$0.14	+$9.1K → SCHD

SCHD vs EAT: Complete Analysis 2026

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

EAT — Stock

Brinker International, Inc., together with its subsidiaries, engages in the ownership, development, operation, and franchising of casual dining restaurants in the United States and internationally. The company operates in two segments, Chili's and Maggiano's. As of June 30, 2021, it owned, operated, or franchised 1,648 restaurants comprising 1,594 restaurants under the Chili's Grill & Bar name and 54 restaurants under the Maggiano's Little Italy brand name. The company was founded in 1975 and is headquartered in Dallas, Texas.

Full EAT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.