Is SCHD or TICC a better dividend investment in 2026?

SCHD currently yields 3.77% with a 13.05% 5-year dividend growth rate. TICC yields 4.00% with 5% growth. The better choice depends on your goal: TICC offers higher current income.

What is the dividend yield difference between SCHD and TICC?

SCHD has a forward dividend yield of 3.77% ($1.05/share annually). TICC yields 4.00% ($2.00/share annually). The yield gap is 0.23 percentage points.

Home › Compare › SCHD vs TICC

SCHD vs TICC: Dividend Comparison 2026

SCHD yields 3.77% · TICC yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $8.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.77%

Share price

$27.84

Annual div

$1.05

5Y div CAGR

13.05%

Payout ratio

38%

After 10 yrs · $10,000 · DRIP

Portfolio value

$36.7K

Annual income

$1,925.82

Full SCHD calculator →

TICC

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full TICC calculator →

Portfolio growth — SCHD vs TICC

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SCHD	TICC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SCHD + TICC cover 4 of 12 months — good coverage

Jan

—

Feb

—

Mar

SCHD

Apr

—

May

—

Jun

SCHD

Jul

—

Aug

—

Sep

SCHD

Oct

—

Nov

—

Dec

SCHD

SCHD pays

TICC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCHD

Annual income on $10K today (after 15% tax)

$320.58/yr

After 10yr DRIP, annual income (after tax)

$1,636.95/yr

TICC

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, SCHD beats the other by $872.64/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SCHD + TICC for your $10,000?

SCHD: 50%TICC: 50%

100% TICC50/50100% SCHD

Portfolio after 10yr

$32.4K

Annual income

$1,412.51/yr

Blended yield

4.36%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCHD buys

TICC buys

No recent congressional trades found for SCHD or TICC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSCHDTICC

Forward yield	3.77%	4.00% ✓
Annual dividend / share	$1.05	$2.00 ✓
Payout ratio	38% ✓	50%
1-year div growth	5.18% ✓	5%
5-year div CAGR	13.05% ✓	5%
Portfolio after 10y	$36.7K ✓	$28.0K
Annual income after 10y	$1,925.82 ✓	$899.19
Total dividends collected	$10.1K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	ETF	Stock

Year-by-year: SCHD vs TICC ($10,000, DRIP)

Year	SCHD Portfolio	SCHD Income/yr	TICC Portfolio	TICC Income/yr	Gap
1← crossover	$11,306	$426.37	$11,120	$420.00	+$186.00 → SCHD
2	$12,802	$500.91	$12,357	$458.31	+$445.00 → SCHD
3	$14,518	$589.33	$13,721	$499.76	+$797.00 → SCHD
4	$16,490	$694.43	$15,227	$544.58	+$1.3K → SCHD
5	$18,761	$819.56	$16,885	$593.02	+$1.9K → SCHD
6	$21,381	$968.84	$18,713	$645.34	+$2.7K → SCHD
7	$24,409	$1,147.26	$20,724	$701.81	+$3.7K → SCHD
8	$27,918	$1,360.94	$22,938	$762.73	+$5.0K → SCHD
9	$31,993	$1,617.39	$25,372	$828.41	+$6.6K → SCHD
10	$36,734	$1,925.82	$28,047	$899.19	+$8.7K → SCHD

SCHD vs TICC: Complete Analysis 2026

SCHD — ETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

TICC — Stock

TICC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in TICC shares.

Full TICC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.