Is SCHD or TU a better dividend investment in 2026?

SCHD currently yields 3.46% with a 13.05% 5-year dividend growth rate. TU yields 9.45% with 5% growth. The better choice depends on your goal: TU offers higher current income.

What is the dividend yield difference between SCHD and TU?

SCHD has a forward dividend yield of 3.46% ($1.06/share annually). TU yields 9.45% ($1.22/share annually). The yield gap is 5.99 percentage points.

Home › Compare › SCHD vs TU

SCHD vs TU: Dividend Comparison 2026

SCHD yields 3.46% · TU yields 9.45%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TU wins by $2.33M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

● Live price

9.45%

Share price

$12.87

Annual div

$1.22

5Y div CAGR

44.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.36M

Annual income

$1,543,337.84

Full TU calculator →

Portfolio growth — SCHD vs TU

📍 TU pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SCHD	TU
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SCHD + TU cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SCHD pays

TU pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

Annual income on $10K today (after 15% tax)

$802.96/yr

After 10yr DRIP, annual income (after tax)

$1,311,837.16/yr

At 15% tax rate, TU beats the other by $1,311,475.11/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SCHD + TU for your $10,000?

SCHD: 50%TU: 50%

100% TU50/50100% SCHD

Portfolio after 10yr

$1.19M

Annual income

$771,881.89/yr

Blended yield

64.65%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on TU right now

SCHD

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$22.59

+75.5% upside vs current

Range: $21.50 — $24.00

Altman Z

0.8

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCHD buys

TU buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSCHDTU

Forward yield	3.46%	9.45% ✓
Annual dividend / share	$1.06	$1.22 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	44.4% ✓
Portfolio after 10y	$29.0K ✓	$2.36M
Annual income after 10y	$425.95	$1,543,337.84 ✓
Total dividends collected	$3.9K ✓	$2.25M
Payment frequency	quarterly	quarterly
Sector	ETF	Stock

Year-by-year: SCHD vs TU ($10,000, DRIP)

Year	SCHD Portfolio	SCHD Income/yr	TU Portfolio	TU Income/yr	Gap
1← crossover	$11,226	$346.36	$12,064	$1,364.09	$838.00 → TU
2	$12,572	$357.38	$15,129	$2,220.86	$2.6K → TU
3	$14,046	$367.84	$19,947	$3,758.66	$5.9K → TU
4	$15,660	$377.73	$28,031	$6,687.67	$12.4K → TU
5	$17,425	$387.07	$42,676	$12,682.89	$25.3K → TU
6	$19,354	$395.86	$71,722	$26,058.33	$52.4K → TU
7	$21,461	$404.13	$135,844	$59,101.12	$114.4K → TU
8	$23,762	$411.89	$296,418	$151,065.90	$272.7K → TU
9	$26,272	$419.15	$762,020	$444,852.69	$735.7K → TU
10	$29,010	$425.95	$2,358,700	$1,543,337.84	$2.33M → TU

SCHD vs TU: Complete Analysis 2026

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

TU — Stock

TELUS Corporation, together with its subsidiaries, provides a range of telecommunications and information technology products and services in Canada. It operates through Technology Solutions and Digitally-Led Customer Experiences segments. The Technology Solutions segment offers a range of telecommunications products and services; network revenue; mobile technologies equipment sale; data revenues, such as internet protocol; television; hosting, managed information technology, and cloud-based services; software, data management, and data analytics-driven smart food-chain technologies; home and business security; healthcare software and technology solutions; and voice and other telecommunications services. The Digitally-Led Customer Experiences segment provides digital customer experience and digital-enablement transformation solutions, including artificial intelligence and content management solutions. It has 16.9 million subscriber connections, which include 9.3 million mobile phone subscribers; 2.1 million connected device subscribers; 2.3 million internet subscribers; 1.1 million residential voice subscribers; 1.3 million TV subscribers; and 804,000 security subscribers. The company was formerly known as TELUS Communications Inc. and changed its name to TELUS Corporation in February 2005. TELUS Corporation was incorporated in 1998 and is headquartered in Vancouver, Canada.

Full TU Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.