HomeCompareSCHD vs UNH

SCHD vs UNH: Dividend Comparison 2026

SCHD yields 3.77% · UNH yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.7K in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →
UNH
UNH
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full UNH calculator →

Portfolio growth — SCHD vs UNH

Annual dividend income

MetricSCHDUNH
Forward yield3.77%4.00%
Annual dividend / share$1.05$2.00
Payout ratio38%50%
1-year div growth5.18%5%
5-year div CAGR13.05%5%
Portfolio after 10y$36.7K$28.0K
Annual income after 10y$1,925.82$899.19
Total dividends collected$10.1K$6.4K
Payment frequencyquarterlyquarterly
SectorETFHealthcare

Year-by-year: SCHD vs UNH ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrUNH PortfolioUNH Income/yrGap
1$11,306$426.37$11,120$420.00+$186.00SCHD
2$12,802$500.91$12,357$458.31+$445.00SCHD
3$14,518$589.33$13,721$499.76+$797.00SCHD
4$16,490$694.43$15,227$544.58+$1.3KSCHD
5$18,761$819.56$16,885$593.02+$1.9KSCHD
6$21,381$968.84$18,713$645.34+$2.7KSCHD
7$24,409$1,147.26$20,724$701.81+$3.7KSCHD
8$27,918$1,360.94$22,938$762.73+$5.0KSCHD
9$31,993$1,617.39$25,372$828.41+$6.6KSCHD
10$36,734$1,925.82$28,047$899.19+$8.7KSCHD

SCHD vs UNH: Complete Analysis 2026

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

UNHHealthcare

UNH is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in UNH shares.

Full UNH Calculator →

Frequently Asked Questions

Is SCHD or UNH better for dividend income in 2026?
SCHD currently offers a 3.77% yield (1.05/share/year) while UNH offers 4.00% (2.00/share/year). UNH provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHD vs UNH earn per year?
With $10,000 invested today: SCHD pays approximately $377/year. UNH pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $1,926/year (SCHD) and $899/year (UNH).
Does SCHD or UNH pay monthly dividends?
SCHD pays quarterly dividends. UNH pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this SCHD vs UNH comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

SCHD vs VYMSCHD vs JEPISCHD vs DGROSCHD vs VIGSCHD vs HDVSCHD vs OSCHD vs KOSCHD vs MAINUNH vs SCHDUNH vs JEPIUNH vs OUNH vs KO

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.